Portfolio analytics and tax reporting for Canadian investors

Get your investment taxes right across every broker

Bring your accounts together, understand what your portfolio actually made, track realized gains and investment income, analyze your trading, and keep tax-ready records organized all year.

Explore the demo Get early access Free through 2027 for early members
  • Connects to 140+ Canadian institutions, read-only
  • Your data stays in Canada
  • Household view: two people and a business, tax kept apart

Figures are estimates for your own review, not tax or investment advice.

Cash and cash equivalents by account, a red bar for Canadian dollars and a blue bar for US dollars per account, on the demo household
Where the cash sits, account by account, in its own currency.

Try it now, no email needed

Portfolio and tax

Perfolio demo

A synthetic household with two people and a business: holdings, gains, income and the tax picture across brokers.

Open the demo Stock research

Perfolio Lens

Over 200 public companies read from their SEC filings: which business stage each is in, its health and what the figures say. Free.

Open Lens
What you see

The whole household on one page

Each person's accounts, and the business kept apart, added up the way you think about them.

  • Cash and equivalents by account, in each account's own currency, so a US dollar balance never reads as Canadian.
  • Holdings with cost, market value, weight and gain, by owner and account.
  • Income by year: dividends, distributions, interest and what was withheld.
  • Performance that separates what you put in from what the market did: time-weighted and money-weighted returns, drawdown, best and worst month.
The Overview page of the demo household: portfolio value with net contributions, cash and equivalents, gain, income and the tax snapshot.
The Overview, on the demo household.
Canadian tax

Adjusted cost base, gains and flags, per taxpayer

Tax figures are estimates, shown per taxpayer, from non-registered accounts only.

  • Adjusted cost base in CAD, converted on each trade's day, across every account that holds the security.
  • Realized gains by year, with the lots and the FX rate behind each one.
  • Superficial-loss flags: a sale at a loss with a buy within 30 days on either side is marked for review, never decided for you.
  • T1135 monitor: the cost of foreign property against the reporting threshold, through the year.
  • Business kept apart from personal. Corporate and personal tax never mix.
The Tax page of the demo household: net capital gains by taxpayer, adjusted cost base, superficial-loss flags and the T1135 monitor.
The Tax page, on the demo household.
What-if before you trade

Try a sale or a shock without placing it

Rules you can read, applied to your own positions. No forecasts.

  • Sell now and see the gain, the estimated tax, and whether a recent buy would turn the loss superficial.
  • Shock the market: equities down 10 or 20 percent, the US dollar down 10, rates up 1, or one security of your choosing; then see what moves and by how much.
  • Every result names its inputs, so you can check the arithmetic.
The Holdings page of the demo household: cash and equivalents by account in each account's own currency, and the holdings table with cost and gain.
Cash and equivalents by account, on the demo household.

How it works

  1. Connect your brokers

    Questrade, TD, RBC, Wealthsimple and 140 more Canadian institutions, in a few minutes, read-only.

  2. Your password never reaches us

    The connection is made by a Canadian account-aggregation service; Perfolio receives only accounts, positions and transactions, never a login.

  3. Data stays in Canada

    Stored and processed on Canadian servers, deleted when you ask.

  4. Same data, same numbers

    Every figure comes from a rule you can read, so it is the same every time you look. No AI in the arithmetic.

Get early access

Leave your email and we will write when your access is ready. The demo, a synthetic household, is open to explore now; no email needed.

What brings you here? (pick any)

Free through 2027. No spam; one email when your access is ready. Stored in Canada, deleted on request.